Terms of Service

This is a binding agreement between you and Pangea Tech Inc, which owns and operates isurveyhub. It is your responsibility to review this Agreement periodically, and if at any time you find this Agreement unacceptable, you must immediately leave the Site and cease all use of the Services and the Site.

BY USING THE SITE OR THE SERVICES YOU REPRESENT THAT EITHER (A) YOU ARE AT LEAST 18 YEARS OLD AND YOU ARE LEGALLY ABLE TO ENTER INTO THIS AGREEMENT; OR (B) IF YOU ARE UNDER THE AGE OF MAJORITY IN YOUR JURISDICTION, YOUR PARENTS HAVE READ THIS AGREEMENT AND AGREE TO IT ON YOUR BEHALF.

BY USING THE SERVICES OR ACCESSING THE SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS AGREEMENT AND AGREE TO BE BOUND BY IT.

GRANT OF LICENSE

You are granted a limited, non-exclusive license only to use the Site and access the Services at the discretion of isurveyhub; no other license under any invention, patent, copyright, trade secret, or other proprietary right is granted, either directly or indirectly.

FEES

Some products and services available through or in connection with this Site, including without limitation the ability to execute a financial transaction using this Site, require that you purchase a subscription or otherwise pay a fee. You hereby authorize isurveyhuband its merchant provider to charge your credit card in advance for all applicable fees incurred by you or on your behalf in connection with the product or service you have chosen to use. You are solely responsible for all charges, fees, duties, taxes, and assessments arising out of your use of the Site or the Services. isurveyhubreserves the right in its sole discretion to change the amount of, or basis for determining, any fees or charges for services it provides, and to institute new fees, charges, or terms at any time. isurveyhubreserves the right to terminate your ability to use the Site at any time for any reason. Your right to use the Site to complete a financial transaction is subject to any expenditure limits established by isurveyhubor by your bank, credit card issuer or other financial institution. If you use a debit, credit or other payment card, and payment cannot be charged to your card or your charge is returned for any reason, including chargeback, isurveyhubreserves the right to either suspend or terminate your access to the Site or the Services, thereby terminating this Agreement and all obligations of isurveyhubhereunder. If you have reason to believe that your financial information is no longer secure (for example, in the event of a loss, theft or unauthorized disclosure or use of any credit, debit, or charge card number stored), you must notify isurveyhubof the problem to avoid possible liability for any unauthorized charges. It is your responsibility to notify isurveyhubif your credit card has changed or has expired and to make appropriate changes or your use of the Services may be disconnected or interrupted.

USER REWARDS.

Through your use of the Site and in connection with your use of the Services, you may have the opportunity to accumulate rewards, incentives and entries into prize draws or sweepstakes ("Rewards") made available by isurveyhub, isurveyhub's clients ("Clients") or isurveyhub's partners ("Reward Partners"). Rewards may be in the form of points or dollars. Information, official rules and terms and conditions for Rewards, prize draws or sweepstakes may be available in this Agreement, on the Site, at the beginning or end of a survey, in survey invitations, on the website(s) or webpage(s) for redeeming Rewards, incentives, and prizes, and/or may be described in any newsletter or other communication distributed or published by isurveyhub. You agree to provide truthful and well-considered answers to all survey questions. isurveyhubreserves the right to withhold awarding any applicable incentives or rewards to users, or reverse any rewards, if, in isurveyhub's reasonable view, your survey question responses are untruthful or not well considered. With respect to Rewards, you agree to the following:
(a) Your participation in a survey or other research opportunity ("Research") is based on your desire to share opinions and provide feedback.

(b) Any consideration that is paid to a your participation in the Research is not calculated based on time you spent on the Research.

(c) Likewise, any consideration that is paid to you for your participation is not pro-rated on an hourly basis or otherwise.

(d) You are voluntarily participating in the Research, without control or direction of isurveyhubor RFG and you are exercising independent judgment and discretion.


ALL REWARDS POSTED TO A USER'S ACCOUNT SHALL EXPIRE ONE (1) YEAR FOLLOWING POSTING, UNLESS THE REWARDS ARE FORFEITED OR CANCELLED EARLIER DUE TO MEMBERSHIP OR ACCOUNT INACTIVITY OR AS OTHERWISE SET FORTH IN THIS AGREEMENT.

Participant accounts are not actual bank or financial accounts and do not accrue or accumulate interest of any kind. Rewards posted in connection with the Services do not constitute property of the user, cannot be transferred during or after the user's life, by operation of law or otherwise, and have no value until presented by the user for redemption in accordance with this Agreement. In the event that any Rewards have been erroneously posted to a user's account, isurveyhub may remove them from the user's account. Rewards will be deducted from the user's account at the time the redemption request is made. All redemptions are final and Rewards may not be returned for credit except as otherwise provided in this Agreement or as otherwise agreed to in writing by an authorized representative of isurveyhub. The minimum Reward redemption threshold is the equivalent of Twenty United States Dollars ($20) unless the user's account is at least thirty (30) days old or older, in which case the minimum Rewards redemption threshold is the equivalent of one United States cent ($0.01). Unless there is a lower redemption option available, if you do not satisfy the foregoing threshold, you will not have a redemption option under isurveyhub's rewards program. isurveyhubreserves the right to provide Reward options with lower minimum redemption thresholds without prior notice to, or consent from, you. isurveyhubmay modify, alter, delete or add new terms and conditions for its Rewards program or the Services at any time without notice. For isurveyhubthis includes, but is not limited to, modifying, altering, adding or deleting point values, redemption levels, conversion ratios, conditions for status, conditions for membership and conditions for earning incentives or rewards, at any time without notice. In addition, isurveyhubmay terminate or cease offering any Reward in connection with isurveyhub's rewards program, at any time without notice. You may not combine your points or points with points or dollars belonging to any other member, including, but not limited to, any family member or friend. isurveyhubis not, and will not be, liable or responsible for the performance of, or for the failure of the performance of, any product or service for Rewards are redeemed. In addition, isurveyhubis not and will not be responsible or liable for any cost, damage, accident, delay, injury, loss, expense or inconvenience that may arise in connection with the use of, or defect in, any product or service for which Rewards are redeemed. isurveyhubwill not replace any lost, stolen, misplaced or damaged incentives or rewards.

YOU HEREBY EXPRESSLY ACKNOWLEDGE AND AGREE THAT THE REWARDS EARNED THROUGH THE SERVICES MAY BE SUBJECT TO TAX, WHICH IS THE SOLE RESPONSIBILITY OF THE USER.

isurveyhubmay provide you and/or the appropriate government agency or taxing authority with information related to any payments or incentives you earn in connection with your use of the Services. You agree to provide isurveyhubwith all required information to assist isurveyhubin complying with its reporting or withholding obligations. isurveyhubmay withhold any tax from any incentive or reward as required by applicable law.

ALLEGED VIOLATIONS.

isurveyhubreserves the right to terminate your use of the Services and/or the Site in its sole discretion. To ensure that isurveyhubprovides a high quality experience for you and for other users of the Site and the Services, you agree that isurveyhub or its representatives may access your usage records on a case-by-case basis to investigate complaints or allegations of abuse, infringement of third party rights, or other unauthorized uses of the Site or the Services. isurveyhubdoes not intend to disclose the existence or occurrence of such an investigation unless required by law, but isurveyhubreserves the right to terminate your account or your access to the Site or the Services immediately, with or without notice to you, and without liability to you, if isurveyhubbelieves that you have violated any of this Agreement, furnished isurveyhubwith false or misleading information, or interfered with use of the Site or the Services by others.

NON-DISCLOSURE.

Information and content made available to you through the Site or the Services may contain trade secrets or other confidential or proprietary information of isurveyhubor our Clients, suppliers, or licensors. You must hold in strict confidence, and not disclose to any other person, any information or content you access or learn in connection with your participation in any survey, project, questionnaire, or other activity related to the Services. You are prohibited from sharing with any third party photographic or other imagery, information, or any other content from your activities with respect to the Services. You must not use any such information or content for any purpose other than your participation in the Services in accordance with this Agreement. You hereby agree to notify isurveyhubimmediately if you learn of or suspect any use or disclosure of, or access to, any such information or content other than as specifically authorized in this Agreement. Without limiting any other rights isurveyhubmay have under this Agreement.

LIMITED LIABILITY.

IN NO EVENT SHALL isurveyhub, ITS AFFILIATES, OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUCCESSORS, SUBSIDIARIES, SUPPLIERS, AFFILIATES, OR THIRD PARTIES PROVIDING INFORMATION ON OR THROUGH THE SITE OR THE SERVICES BE LIABLE TO ANY USER OF THE SITE OR THE SERVICES OR ANY OTHER PERSON OR ENTITY FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, CONSEQUENTIAL, OR EXEMPLARY DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, OR LOSS OF USE) ARISING OUT OF THE USE OR INABILITY TO USE THE SITE OR THE SERVICES, WHETHER BASED UPON WARRANTY, CONTRACT, TORT, OR OTHERWISE, EVEN IF isurveyhubOR ANY OF THE RELATED PARTIES NAMED ABOVE HAS BEEN ADVISED OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES. IN NO EVENT SHALL THE TOTAL LIABILITY OF isurveyhub, ITS AFFILIATES, OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUCCESSORS, SUBSIDIARIES, SUPPLIERS, AFFILIATES, OR THIRD PARTIES PROVIDING INFORMATION ON THE SITE OR THE SERVICES FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION RESULTING FROM YOUR USE OF THE SITE OR THE SERVICES, WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, ACTIONS BASED ON NEGLIGENCE) OR OTHERWISE, EXCEED THE GREATER OF: (1) THE TOTAL DOLLAR VALUE OF ALL REWARDS YOU HAVE ACCUMULATED IN THE TWELVE (12) MONTHS PRECEDING THE DISPUTE OR (2) ONE HUNDRED AND FIFTY DOLLARS ($150). ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO USE OF THE SITE, THE SERVICES OR THIS AGREEMENT MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE.

AFFILIATED SITES.

isurveyhubhas no control over, and no liability for any third party websites or materials. isurveyhubmay, from time to time, work with a number of partners and affiliates (each, a "Partner") whose Internet sites may be linked with the Site. Because neither isurveyhubnor the Site has control over the content and performance of these Partner sites, isurveyhubmakes no guarantees about the accuracy, currency, content, or quality of the information provided by such sites, and isurveyhub assumes no responsibility for unintended, objectionable, inaccurate, misleading, or unlawful content that may reside on those sites. Similarly, from time to time in connection with your use of the Site, you may have access to content items (including, but not limited to, websites) that are owned by third parties. You acknowledge and agree that isurveyhubmakes no guarantees about, and assumes no responsibility for, the accuracy, currency, content, or quality of this third party content, and that, unless expressly provided otherwise, this Agreement shall govern your use of any and all third party content.

PROHIBITED USES.

isurveyhubimposes certain restrictions on your permissible use of the Site and the Services. You are prohibited from violating or attempting to violate any security features of the Site or Service, including, without limitation, (a) accessing content or data not intended for you, collecting any personally identifiable information of or about any other user of the Services, or logging onto a server or account that you are not authorized to access; (b) using spiders, robots or other automated data mining techniques to catalogue, download, store or otherwise reproduce or distribute data or content available in connection with the Services, or to manipulate the results of any survey, prize draw or contest, or attempting to probe, scan, or test the vulnerability of the Site, or any associated system or network, or to breach security or authentication measures without proper authorization; (c) interfering or attempting to interfere with service to any user, host, or network, including, without limitation, by means of submitting a virus, corrupted data or any other harmful, disruptive or destructive code, file or information, including, but not limited to, spyware to the Site, overloading, "flooding," "spamming," "mail bombing," or "crashing;" (d) using the Site to send unsolicited e-mail, including, without limitation, promotions, or advertisements for products or services; (e) opening, using, or maintaining more than one (1) membership account with isurveyhub; (f) forging or masking your true identity; (g) framing a portion(s) of the Site within another website or altering the appearance of the Site; (h) establishing links from any other website to any page of, on or located within the Site or to the Services, without the prior express written permission of isurveyhub; (i) posting or transmitting any threatening, libelous, defamatory, obscene, pornographic, lewd, scandalous or inflammatory material or content or any material or content that could otherwise violate applicable laws; (j) engaging in any fraudulent activity, including, but not limited to, speeding through surveys, taking the same survey more than once, masking or forging your identity, submitting false information during the registration process, submitting false or untrue survey data, redeeming or attempting to redeem rewards, prizes and/or incentives through false or fraudulent means, and tampering with surveys; (k) forging any TCP/IP packet header or any part of the header information in any e-mail or in any posting; (l) attempting to modify, reverse-engineer, decompile, disassemble, reveal, disclose, or otherwise reduce or attempt to reduce to a human-perceivable form any of the source code used by isurveyhubin providing the Site; (m) engaging in any criminal or illegal act(s); or (m) encouraging and/or advising any individual, including, but not limited to, any isurveyhubemployee, to commit any act(s) prohibited hereunder. Any violation of system or network security may subject you to civil and/or criminal liability.

INDEMNIFICATION.

You agree to indemnify, defend, and hold harmless isurveyhub, its affiliates, officers, directors, employees, consultants, agents, and representatives from any and all third party claims, losses, liability, damages, and/or costs (including reasonable attorney fees and costs) arising from your access to or use of the Site, your violation of this Agreement, or your infringement, or infringement by any other user of your account, of any intellectual property or other right of any person or entity. isurveyhubwill notify you promptly of any such claim, loss, liability, or demand, and will provide you with reasonable assistance, at your expense, in defending any such claim, loss, liability, damage, or cost.

USER CONTENT.

You are solely liable and responsible for all content, materials, information and comments you use, upload, post or submit in connection with the Services ("User Content"). You are solely responsible for all third party approvals, consents and/or authorizations required for User Content. If you submit User Content, the User Content may become publicly available and may be shared with third parties including, but not limited to, isurveyhub's Clients, Clients of isurveyhub's Clients, and third party service providers. User Content should only include audio, video, images or the likeness of the individual submitting the User Content and should not contain copyrighted or trademarked content or material of any third party. User Content should not include audio, video, images, or the likeness of anyone other than the user. You will not receive compensation for any User Content. If you would like information about the identity of the sponsor of a survey in which you submit photos or videos, please contact isurveyhubas set forth in isurveyhub's Privacy Policy. In order to identify the specific survey, you will need to provide isurveyhubwith your email address and information on the specific survey (e.g., survey number, survey topic or subject matter, date you completed the survey, etc.). By using, uploading, posting or submitting User Content in connection with the Services, you hereby grant to isurveyhuba perpetual, irrevocable, unlimited, transferrable, sub-licensable, world-wide, royalty free, right and license to edit, copy, transmit, publish, display, create derivative works of, reproduce, modify, distribute and otherwise use, modify or distribute your User Content in any manner, without compensation or notice. You are solely responsible for User Content. isurveyhubdoes not and cannot review all User Content and isurveyhubis not responsible for User Content. isurveyhubreserves the right to delete, move or edit User Content that is, in isurveyhub's sole discretion, deemed to: (i) violate this Agreement, (ii) violate copyright or trademark laws, or (iii) be abusive, defamatory, obscene or otherwise unacceptable.

PROPRIETARY RIGHTS.

You acknowledge and agree that all content (other than User Content), materials, text, images, videos, graphics, trademarks, logos, button icons, music, software, and other elements available on the Site or the Services are the property of isurveyhub, our licensors, or our Clients and are protected by intellectual proprietary rights and other laws and regulations. You agree not to sell, license, rent, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, modify, or create derivative works from any content or materials on the Site or the Services.

MODIFICATIONS.

isurveyhubmay, in its sole discretion and without prior notice, (a) revise this Agreement; (b) modify the Site and/or the Services; and (c) discontinue the Site and/or Services at any time. isurveyhubshall post any revision to this Agreement to the Site, and the revision shall be effective immediately on such posting. You agree to review this Agreement and other online policies posted on the Site periodically to be aware of any revisions. You agree that, by continuing to use or access the Site or the Services following notice of any revision, you shall abide by any such revision.

COPYRIGHT.

All contents of Site or Services are: Copyright © 2024 isurveyhubCompany.All rights reserved.